1. Acceptance of Terms

By accessing or using the Simplicity Strategies website and services, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our website or services.

2. User Obligations & Prohibited Activities

You must be at least 18 years old to use our services. You agree not to misuse the website or its content, including but not limited to: attempting unauthorized access, distributing malware, or engaging in fraudulent or illegal activities.All content is for informational purposes only and may be changed without notice. You are responsible for ensuring that your use of the website complies with all applicable laws and regulations.

3. Account Creation & Termination

If you create an account (where applicable), you are responsible for maintaining the confidentiality of your login information and for all activities that occur under your account. We reserve the right to suspend or terminate your access at our discretion, without notice, for any violation of these Terms.

4. Intellectual Property

All content, trademarks, and intellectual property on this website are owned by Simplicity Strategies or its licensors. You may not reproduce, distribute, modify, or use any content without our prior written permission.

5. Limitation of Liability & Disclaimers

Simplicity Strategies is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the website or services. All content is provided "as is" without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or reliability of any information on the site.

6. Indemnification

You agree to indemnify, defend, and hold harmless Simplicity Strategies and its affiliates from any claims, damages, liabilities, costs, or expenses arising from your use of the website, your violation of these Terms, or your infringement of any rights of a third party.

7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the content, accuracy, or privacy practices of those sites. Accessing third-party sites is at your own risk.

8. Governing Law & Dispute Resolution

These Terms are governed by the laws of the jurisdiction in which Simplicity Strategies operates, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the website will be resolved through good faith negotiations. If unresolved, disputes shall be submitted to binding arbitration or a court of competent jurisdiction, as determined by Simplicity Strategies.

9. Changes to Terms

We may update these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date. Continued use of the website after changes constitutes acceptance of the new Terms.

10. Severability & Waiver

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in effect. Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

11. Contact Us

If you have any questions about these Terms & Conditions, please contact us at [email protected].

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